發布日期：2023-11-13

    金(jin)融(rong)(rong)(rong)是國民經濟的(de)血脈，是國家(jia)核心競爭力的(de)重要(yao)組(zu)成部分。日(ri)(ri)前(qian)召(zhao)開的(de)中(zhong)(zhong)央金(jin)融(rong)(rong)(rong)工作(zuo)會(hui)(hui)議指(zhi)出，要(yao)加快建設(she)金(jin)融(rong)(rong)(rong)強(qiang)國，全面(mian)加強(qiang)金(jin)融(rong)(rong)(rong)監管(guan)，完善(shan)金(jin)融(rong)(rong)(rong)體制，優化(hua)金(jin)融(rong)(rong)(rong)服務，防范化(hua)解風(feng)險，堅定不移走中(zhong)(zhong)國特色金(jin)融(rong)(rong)(rong)發展(zhan)之路(lu)。11月(yue)10日(ri)(ri)至11日(ri)(ri)，國家(jia)金(jin)融(rong)(rong)(rong)監督管(guan)理總局召(zhao)開學習貫(guan)(guan)徹中(zhong)(zhong)央金(jin)融(rong)(rong)(rong)工作(zuo)會(hui)(hui)議精神專題研討班(ban)暨監管(guan)工作(zuo)座談會(hui)(hui)，深入領會(hui)(hui)中(zhong)(zhong)央金(jin)融(rong)(rong)(rong)工作(zuo)會(hui)(hui)議精神，研究貫(guan)(guan)徹落實措(cuo)施。

    黨(dang)的十八大(da)以來，在(zai)以習近平同志(zhi)為(wei)核心的黨(dang)中央集中統(tong)一領(ling)導下，金融系統(tong)有力支撐經(jing)濟社會(hui)發(fa)展大(da)局，堅決打好防范(fan)化解(jie)重大(da)風險攻堅戰，為(wei)如期全面(mian)建成小康社會(hui)、實現第一個百年奮斗(dou)目標作(zuo)出了重要貢(gong)獻(xian)。

    當前，我國(guo)已經建(jian)成全球最(zui)大的(de)(de)(de)銀行(xing)體系，成為全球第二(er)大資(zi)產和財富管理市場，普(pu)惠(hui)金融走在世界前列(lie)……金融高質量發展的(de)(de)(de)鏗鏘(qiang)步履，正(zheng)是(shi)黨中央領導下(xia)中國(guo)特色金融發展之路不斷(duan)開拓的(de)(de)(de)生動寫照。

    中(zhong)央金(jin)融(rong)(rong)工作(zuo)會議提(ti)出(chu)“加快建設金(jin)融(rong)(rong)強國”的目標，提(ti)出(chu)“做好科(ke)技金(jin)融(rong)(rong)、綠色(se)金(jin)融(rong)(rong)、普惠(hui)金(jin)融(rong)(rong)、養老金(jin)融(rong)(rong)、數字金(jin)融(rong)(rong)五篇大文章”。實現這一目標，要堅定不移走中(zhong)國特色(se)金(jin)融(rong)(rong)發(fa)展之路，確(que)保金(jin)融(rong)(rong)監管事(shi)業沿著正確(que)的方向前進。

    全(quan)面加(jia)強金(jin)融監管，必(bi)須堅持黨(dang)的全(quan)面領(ling)(ling)導和黨(dang)中(zhong)央(yang)(yang)(yang)集中(zhong)統(tong)一領(ling)(ling)導，深刻把握金(jin)融工作(zuo)的政(zheng)治性、人民性，深刻領(ling)(ling)悟“兩個確立(li)”的決定性意義，堅決做到“兩個維護”。認真貫徹執(zhi)行中(zhong)央(yang)(yang)(yang)金(jin)融委工作(zuo)部署，更好實現(xian)政(zheng)策(ce)協(xie)同、監管協(xie)同、央(yang)(yang)(yang)地協(xie)同，推動黨(dang)中(zhong)央(yang)(yang)(yang)關于金(jin)融工作(zuo)的重大決策(ce)落地見效。

    中(zhong)央金融(rong)(rong)工作會議指出，金融(rong)(rong)領域各種矛盾和問題相(xiang)互(hu)交織、相(xiang)互(hu)影響，有的還很突出。金融(rong)(rong)監管(guan)是維護宏觀經濟穩定(ding)運行的重要支柱，全(quan)面加強金融(rong)(rong)監管(guan)有助(zhu)于確保金融(rong)(rong)體(ti)系(xi)對各種風險沖擊保持足夠韌性。

    全(quan)面(mian)加強金(jin)融(rong)(rong)監(jian)(jian)(jian)管(guan)(guan)(guan)，必(bi)須堅持強監(jian)(jian)(jian)管(guan)(guan)(guan)嚴監(jian)(jian)(jian)管(guan)(guan)(guan)，推(tui)動(dong)機構(gou)監(jian)(jian)(jian)管(guan)(guan)(guan)、行為監(jian)(jian)(jian)管(guan)(guan)(guan)、功能監(jian)(jian)(jian)管(guan)(guan)(guan)、穿透式監(jian)(jian)(jian)管(guan)(guan)(guan)、持續監(jian)(jian)(jian)管(guan)(guan)(guan)“五大監(jian)(jian)(jian)管(guan)(guan)(guan)”在系統全(quan)面(mian)落實。要協(xie)同(tong)構(gou)建全(quan)覆蓋的(de)金(jin)融(rong)(rong)監(jian)(jian)(jian)管(guan)(guan)(guan)體制機制，實現同(tong)責(ze)共擔、同(tong)題(ti)共答、同(tong)向發力，確保金(jin)融(rong)(rong)監(jian)(jian)(jian)管(guan)(guan)(guan)無死(si)角、無盲區、無例外。一方(fang)面(mian)，要加強金(jin)融(rong)(rong)監(jian)(jian)(jian)管(guan)(guan)(guan)治(zhi)理的(de)央(yang)地(di)統籌協(xie)調性，進一步健全(quan)央(yang)地(di)金(jin)融(rong)(rong)監(jian)(jian)(jian)管(guan)(guan)(guan)協(xie)調機制，使央(yang)地(di)監(jian)(jian)(jian)管(guan)(guan)(guan)分工更加明確，形成“上下聯動(dong)”；另一方(fang)面(mian)，要提高金(jin)融(rong)(rong)監(jian)(jian)(jian)管(guan)(guan)(guan)的(de)跨領域協(xie)調有效性，形成“左右(you)聯動(dong)”。

    全面加強金(jin)融監(jian)管(guan)，必須堅(jian)持把(ba)防(fang)控(kong)風險(xian)作(zuo)為金(jin)融工作(zuo)的(de)(de)永恒主題。針對薄(bo)弱(ruo)環節(jie)、薄(bo)弱(ruo)領域，金(jin)融監(jian)管(guan)要堅(jian)持目標(biao)導向(xiang)、問題導向(xiang)，著力提高監(jian)管(guan)的(de)(de)前瞻性、精準(zhun)性、有效性和協同性。努力做到對風險(xian)早(zao)識別、早(zao)預警、早(zao)暴露、早(zao)處置，牢牢守(shou)住不發(fa)生系統性金(jin)融風險(xian)的(de)(de)底線。

    全面加強金融(rong)監管(guan)，必(bi)須嚴格執法(fa)，敢于亮劍，要依法(fa)將所(suo)有金融(rong)活(huo)動全部(bu)納入(ru)監管(guan)，嚴厲打擊非法(fa)金融(rong)活(huo)動。要堅決(jue)懲(cheng)治(zhi)重(zhong)大違法(fa)違規行為。加大稽(ji)查(cha)檢查(cha)力度，提(ti)高違法(fa)違規成(cheng)本(ben)，切實增強監管(guan)震懾力和權威性。

    全(quan)面(mian)加強金融監管，必須充分發揮全(quan)面(mian)從(cong)嚴治黨的政治引領(ling)和政治保障作(zuo)用，要(yao)健全(quan)巡視審計整改長效機制，認真踐(jian)行新時(shi)代黨的組織路線，著力(li)鍛造(zao)忠誠干凈擔當的監管鐵(tie)軍。

    當前，金融(rong)(rong)監管工(gong)作已經站在新的歷史起點(dian)上。金融(rong)(rong)管理部門要振奮精神(shen)、砥(di)礪前行，以日(ri)不(bu)我與(yu)、時不(bu)我待的工(gong)作面貌，為新時代新征程推(tui)動(dong)金融(rong)(rong)高質(zhi)量發(fa)展、走好中國特色金融(rong)(rong)發(fa)展之路而努力奮斗(dou)。

（來源：中國銀行保險報）