習近平總書(shu)記強調，防范化(hua)解(jie)金(jin)(jin)融風(feng)險(xian)(xian)(xian)(xian)，特別是防止發(fa)生系統性金(jin)(jin)融風(feng)險(xian)(xian)(xian)(xian)，是金(jin)(jin)融工作的(de)(de)(de)(de)根(gen)本(ben)性任務(wu)，也是金(jin)(jin)融工作的(de)(de)(de)(de)永恒主(zhu)題。保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)基(ji)(ji)(ji)金(jin)(jin)制(zhi)度是防范化(hua)解(jie)金(jin)(jin)融風(feng)險(xian)(xian)(xian)(xian)的(de)(de)(de)(de)一項重(zhong)要制(zhi)度。2004年(nian)，經(jing)國(guo)(guo)(guo)務(wu)院批(pi)準(zhun)，保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)監(jian)督管(guan)理(li)(li)機(ji)構建立(li)(li)了(le)(le)(le)“集中(zhong)管(guan)理(li)(li)，統籌使用(yong)”的(de)(de)(de)(de)保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)基(ji)(ji)(ji)金(jin)(jin)管(guan)理(li)(li)制(zhi)度，率先在我(wo)國(guo)(guo)(guo)金(jin)(jin)融行業建立(li)(li)了(le)(le)(le)市場(chang)化(hua)的(de)(de)(de)(de)風(feng)險(xian)(xian)(xian)(xian)自救機(ji)制(zhi)。2008年(nian)9月，原保(bao)(bao)(bao)(bao)(bao)(bao)監(jian)會、財政部、中(zhong)國(guo)(guo)(guo)人(ren)民銀行三部門共同(tong)頒布(bu)了(le)(le)(le)《保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)基(ji)(ji)(ji)金(jin)(jin)管(guan)理(li)(li)辦法(fa)》，由(you)國(guo)(guo)(guo)務(wu)院批(pi)準(zhun)設立(li)(li)了(le)(le)(le)中(zhong)國(guo)(guo)(guo)保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)基(ji)(ji)(ji)金(jin)(jin)有限(xian)責任公(gong)(gong)司(si)（簡稱“保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)基(ji)(ji)(ji)金(jin)(jin)公(gong)(gong)司(si)”），依(yi)法(fa)負責保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)基(ji)(ji)(ji)金(jin)(jin)的(de)(de)(de)(de)籌集、管(guan)理(li)(li)和使用(yong)。保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)基(ji)(ji)(ji)金(jin)(jin)公(gong)(gong)司(si)的(de)(de)(de)(de)設立(li)(li)，開啟了(le)(le)(le)保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)基(ji)(ji)(ji)金(jin)(jin)專業化(hua)管(guan)理(li)(li)和運(yun)作的(de)(de)(de)(de)新篇章，向著以市場(chang)化(hua)手段(duan)處(chu)置(zhi)化(hua)解(jie)保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)行業風(feng)險(xian)(xian)(xian)(xian)、維護保(bao)(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)消費(fei)者權益的(de)(de)(de)(de)目標，邁(mai)出(chu)了(le)(le)(le)堅實一步。

    近年(nian)來，保(bao)險(xian)(xian)(xian)(xian)保(bao)障基金(jin)(jin)公(gong)(gong)司(si)黨(dang)委深入(ru)(ru)貫(guan)徹習近平(ping)總書記關于(yu)金(jin)(jin)融工作重要(yao)論述和指示(shi)批示(shi)精神，扎實落實黨(dang)中央(yang)國務院決策部署，立(li)足新發(fa)展(zhan)階(jie)段、貫(guan)徹新發(fa)展(zhan)理(li)念、構(gou)建(jian)(jian)新發(fa)展(zhan)格(ge)局，在銀保(bao)監(jian)會黨(dang)委正確領導下，扎實推(tui)進公(gong)(gong)司(si)黨(dang)的建(jian)(jian)設，深度參(can)與問題保(bao)險(xian)(xian)(xian)(xian)機構(gou)風險(xian)(xian)(xian)(xian)處置工作，主(zhu)動融入(ru)(ru)監(jian)管部門風險(xian)(xian)(xian)(xian)監(jian)測體系，持續(xu)提(ti)升基金(jin)(jin)籌集管理(li)規范(fan)化(hua)水平(ping)，穩步促(cu)進基金(jin)(jin)保(bao)值(zhi)增(zeng)值(zhi)，不斷完善公(gong)(gong)司(si)治理(li)，在防范(fan)化(hua)解(jie)金(jin)(jin)融風險(xian)(xian)(xian)(xian)、維護保(bao)險(xian)(xian)(xian)(xian)消費者合法權(quan)益方面，發(fa)揮(hui)了重要(yao)作用(yong)。同時，公(gong)(gong)司(si)積累了較(jiao)為豐富(fu)的行(xing)業風險(xian)(xian)(xian)(xian)處置經(jing)驗(yan)，形成了股權(quan)救(jiu)(jiu)助(zhu)、債權(quan)救(jiu)(jiu)助(zhu)、保(bao)單救(jiu)(jiu)濟(ji)等(deng)多(duo)種處置工具，打造了年(nian)度風險(xian)(xian)(xian)(xian)評估報告、保(bao)險(xian)(xian)(xian)(xian)消費者信心指數、《保(bao)險(xian)(xian)(xian)(xian)業風險(xian)(xian)(xian)(xian)觀(guan)察(cha)》等(deng)風險(xian)(xian)(xian)(xian)管理(li)品(pin)牌，為我國保(bao)險(xian)(xian)(xian)(xian)業風險(xian)(xian)(xian)(xian)處置提(ti)供了有益參(can)考。

    金(jin)融安全是國家安全的重(zhong)要(yao)組(zu)成部分，是經濟平穩健(jian)康(kang)發展的重(zhong)要(yao)基礎。保(bao)險(xian)保(bao)障(zhang)基金(jin)公(gong)司將堅(jian)(jian)決捍衛“兩個(ge)確立”，始終(zhong)做到“兩個(ge)維護”，大力(li)(li)發揚自我革命精神，堅(jian)(jian)決履行(xing)風險(xian)處置政治責任，更加積極主(zhu)動(dong)應對各類風險(xian)隱患(huan)，努力(li)(li)探(tan)索(suo)具有中國特色(se)的保(bao)險(xian)行(xing)業市(shi)場化救助機制(zhi)，以實際行(xing)動(dong)全力(li)(li)捍衛國家金(jin)融安全。

董(dong)事(shi)長 吉昱(yu)華