更新時(shi)間：2018-03-29

    1、人身險產品介紹

    人身(shen)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)產品是以人的(de)壽命和身(shen)體(ti)為保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)標的(de)的(de)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)。根據《人身(shen)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)公司保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)條款和保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)費率管(guan)理(li)辦法》（中(zhong)國保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)監督管(guan)理(li)委員會令2015年(nian)第3號），人身(shen)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)產品按照保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)責任可(ke)(ke)以分(fen)(fen)為人壽保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)、年(nian)金保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)、健康保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)、意外傷害保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)，按照產品設(she)計類型(xing)可(ke)(ke)以分(fen)(fen)為普通型(xing)、分(fen)(fen)紅型(xing)、投(tou)資連結型(xing)、萬能型(xing)等。

    2、財產險產品介紹

    財(cai)產(chan)(chan)保(bao)(bao)(bao)(bao)險(xian)產(chan)(chan)品是(shi)以財(cai)產(chan)(chan)及其相關利益為(wei)保(bao)(bao)(bao)(bao)險(xian)標的的保(bao)(bao)(bao)(bao)險(xian)。財(cai)產(chan)(chan)保(bao)(bao)(bao)(bao)險(xian)產(chan)(chan)品可以分(fen)為(wei)車(che)(che)險(xian)產(chan)(chan)品和非(fei)車(che)(che)險(xian)產(chan)(chan)品兩大類，目前我(wo)國財(cai)產(chan)(chan)保(bao)(bao)(bao)(bao)險(xian)市場中車(che)(che)險(xian)業務(wu)占比超過(guo)70%。