本課(ke)題通過(guo)國(guo)際(ji)比較(jiao)，借鑒國(guo)外(wai)成功案(an)例，在總(zong)結我(wo)國(guo)保險(xian)(xian)保障(zhang)基(ji)金的(de)風險(xian)(xian)處置(zhi)經驗的(de)基(ji)礎(chu)上(shang)，對(dui)保險(xian)(xian)公司市場退出機(ji)制的(de)法律框架(jia)以及國(guo)內外(wai)保險(xian)(xian)保障(zhang)基(ji)金參與風險(xian)(xian)處置(zhi)的(de)基(ji)本法律制度、運行(xing)機(ji)制進(jin)行(xing)了重新審視與再思考，對(dui)保險(xian)(xian)保障(zhang)基(ji)金救濟的(de)具(ju)體程序、標(biao)準及管(guan)理運行(xing)機(ji)制的(de)完善(shan)提出政策建議。

    其主要(yao)研(yan)究成果為(wei)(wei)(wei)：一是(shi)探討(tao)(tao)了(le)我國(guo)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司市場退出的(de)(de)(de)(de)基本法律(lv)框架，深入挖掘了(le)現行(xing)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司市場退出制度存在(zai)的(de)(de)(de)(de)問題，初步(bu)構建(jian)了(le)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司市場退出以及(ji)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)保(bao)(bao)(bao)障(zhang)(zhang)基金(jin)(jin)參(can)與(yu)(yu)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)業風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)處(chu)(chu)置(zhi)(zhi)的(de)(de)(de)(de)法律(lv)法規(gui)體(ti)系(xi)。二是(shi)回顧了(le)我國(guo)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)保(bao)(bao)(bao)障(zhang)(zhang)基金(jin)(jin)管(guan)理(li)(li)運(yun)行(xing)實(shi)踐的(de)(de)(de)(de)歷程，總結了(le)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)保(bao)(bao)(bao)障(zhang)(zhang)基金(jin)(jin)迄(qi)今為(wei)(wei)(wei)止(zhi)參(can)與(yu)(yu)行(xing)業風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)處(chu)(chu)置(zhi)(zhi)的(de)(de)(de)(de)實(shi)踐經驗和存在(zai)的(de)(de)(de)(de)問題，為(wei)(wei)(wei)保(bao)(bao)(bao)障(zhang)(zhang)基金(jin)(jin)今后參(can)與(yu)(yu)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)業風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)處(chu)(chu)置(zhi)(zhi)工作提供了(le)指導性意見。三是(shi)研(yan)究了(le)各國(guo)各地(di)區(qu)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)保(bao)(bao)(bao)障(zhang)(zhang)基金(jin)(jin)的(de)(de)(de)(de)管(guan)理(li)(li)運(yun)行(xing)機制，比(bi)較(jiao)分析(xi)了(le)各國(guo)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)保(bao)(bao)(bao)障(zhang)(zhang)基金(jin)(jin)制度及(ji)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司破產(chan)案例的(de)(de)(de)(de)實(shi)踐操作，為(wei)(wei)(wei)規(gui)范保(bao)(bao)(bao)障(zhang)(zhang)基金(jin)(jin)參(can)與(yu)(yu)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)處(chu)(chu)置(zhi)(zhi)的(de)(de)(de)(de)法律(lv)法規(gui)和實(shi)施程序(xu)提供了(le)參(can)考。四是(shi)對保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)保(bao)(bao)(bao)障(zhang)(zhang)基金(jin)(jin)參(can)與(yu)(yu)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)處(chu)(chu)置(zhi)(zhi)的(de)(de)(de)(de)實(shi)踐性問題進行(xing)了(le)研(yan)究探討(tao)(tao)，制定了(le)救(jiu)濟實(shi)施程序(xu)，對我國(guo)保(bao)(bao)(bao)障(zhang)(zhang)基金(jin)(jin)賠(pei)償限額、范圍劃定、救(jiu)助對象提出了(le)初步(bu)意見。