發布日期：2024-09-20

    為深入貫徹落(luo)實中央(yang)金(jin)融(rong)工(gong)作(zuo)會議精神，進一步加強(qiang)金(jin)融(rong)租賃公司(si)監管，防范金(jin)融(rong)風(feng)險，優(you)化金(jin)融(rong)服務，促進實體(ti)經濟高質量發展，金(jin)融(rong)監管總局修訂發布了《金(jin)融(rong)租賃公司(si)管理辦法》（以(yi)下簡稱《辦法》）。

    《辦法》共(gong)有(you)9章。主(zhu)(zhu)要(yao)(yao)修訂內容如下：一(yi)是(shi)修改(gai)完善主(zhu)(zhu)要(yao)(yao)出資(zi)(zi)(zi)(zi)(zi)(zi)人(ren)制度(du)。提高金融(rong)(rong)租(zu)(zu)賃(lin)公司(si)(si)(si)(si)最(zui)低注冊(ce)資(zi)(zi)(zi)(zi)(zi)(zi)本(ben)(ben)(ben)金要(yao)(yao)求(qiu)，增(zeng)(zeng)強(qiang)風(feng)(feng)險(xian)抵御能力；新增(zeng)(zeng)國有(you)資(zi)(zi)(zi)(zi)(zi)(zi)本(ben)(ben)(ben)投資(zi)(zi)(zi)(zi)(zi)(zi)運(yun)營(ying)公司(si)(si)(si)(si)、國有(you)金融(rong)(rong)資(zi)(zi)(zi)(zi)(zi)(zi)本(ben)(ben)(ben)投資(zi)(zi)(zi)(zi)(zi)(zi)運(yun)營(ying)公司(si)(si)(si)(si)和(he)(he)境外(wai)制造業(ye)(ye)(ye)企業(ye)(ye)(ye)三類(lei)主(zhu)(zhu)要(yao)(yao)出資(zi)(zi)(zi)(zi)(zi)(zi)人(ren)類(lei)型；適當(dang)提高主(zhu)(zhu)要(yao)(yao)出資(zi)(zi)(zi)(zi)(zi)(zi)人(ren)的(de)總資(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)、營(ying)業(ye)(ye)(ye)收入(ru)(ru)、注冊(ce)資(zi)(zi)(zi)(zi)(zi)(zi)本(ben)(ben)(ben)等(deng)(deng)(deng)市場(chang)準(zhun)入(ru)(ru)標(biao)準(zhun)以及最(zui)低持股(gu)比例要(yao)(yao)求(qiu)，強(qiang)化(hua)主(zhu)(zhu)要(yao)(yao)出資(zi)(zi)(zi)(zi)(zi)(zi)人(ren)的(de)股(gu)東責(ze)任。二(er)是(shi)強(qiang)化(hua)業(ye)(ye)(ye)務(wu)(wu)分(fen)類(lei)監(jian)(jian)(jian)管(guan)(guan)。按照業(ye)(ye)(ye)務(wu)(wu)風(feng)(feng)險(xian)程度(du)及所需專業(ye)(ye)(ye)能力差異，進(jin)一(yi)步厘清基礎(chu)業(ye)(ye)(ye)務(wu)(wu)和(he)(he)專項業(ye)(ye)(ye)務(wu)(wu)范(fan)圍，刪除非(fei)主(zhu)(zhu)業(ye)(ye)(ye)、非(fei)必要(yao)(yao)類(lei)業(ye)(ye)(ye)務(wu)(wu)，嚴(yan)格(ge)業(ye)(ye)(ye)務(wu)(wu)分(fen)級監(jian)(jian)(jian)管(guan)(guan)。三是(shi)加強(qiang)公司(si)(si)(si)(si)治理監(jian)(jian)(jian)管(guan)(guan)。全面(mian)(mian)貫徹近年(nian)來金融(rong)(rong)監(jian)(jian)(jian)管(guan)(guan)部(bu)門出臺的(de)關(guan)于公司(si)(si)(si)(si)治理、股(gu)東股(gu)權(quan)(quan)、關(guan)聯(lian)(lian)交易和(he)(he)信(xin)息披露等(deng)(deng)(deng)方(fang)面(mian)(mian)監(jian)(jian)(jian)管(guan)(guan)法規和(he)(he)制度(du)要(yao)(yao)求(qiu)，進(jin)一(yi)步明(ming)確了金融(rong)(rong)租(zu)(zu)賃(lin)公司(si)(si)(si)(si)黨的(de)建設、“三會一(yi)層”、股(gu)東義務(wu)(wu)、薪(xin)酬管(guan)(guan)理、關(guan)聯(lian)(lian)交易、信(xin)息披露等(deng)(deng)(deng)方(fang)面(mian)(mian)監(jian)(jian)(jian)管(guan)(guan)要(yao)(yao)求(qiu)。四是(shi)強(qiang)化(hua)風(feng)(feng)險(xian)管(guan)(guan)理。明(ming)確金融(rong)(rong)租(zu)(zu)賃(lin)公司(si)(si)(si)(si)資(zi)(zi)(zi)(zi)(zi)(zi)本(ben)(ben)(ben)充(chong)足、信(xin)用風(feng)(feng)險(xian)、流動性風(feng)(feng)險(xian)、操作(zuo)風(feng)(feng)險(xian)以及重大關(guan)聯(lian)(lian)交易等(deng)(deng)(deng)方(fang)面(mian)(mian)的(de)監(jian)(jian)(jian)管(guan)(guan)要(yao)(yao)求(qiu)，優化(hua)增(zeng)(zeng)設部(bu)分(fen)監(jian)(jian)(jian)管(guan)(guan)指標(biao)，明(ming)確監(jian)(jian)(jian)管(guan)(guan)評級、監(jian)(jian)(jian)管(guan)(guan)強(qiang)制措施等(deng)(deng)(deng)方(fang)面(mian)(mian)要(yao)(yao)求(qiu)。五(wu)是(shi)規范(fan)涉(she)外(wai)融(rong)(rong)資(zi)(zi)(zi)(zi)(zi)(zi)租(zu)(zu)賃(lin)業(ye)(ye)(ye)務(wu)(wu)。明(ming)確相關(guan)業(ye)(ye)(ye)務(wu)(wu)經(jing)營(ying)規則，明(ming)確金融(rong)(rong)租(zu)(zu)賃(lin)公司(si)(si)(si)(si)在境外(wai)設立項目公司(si)(si)(si)(si)作(zuo)為專項業(ye)(ye)(ye)務(wu)(wu)進(jin)行管(guan)(guan)理。六是(shi)完善業(ye)(ye)(ye)務(wu)(wu)經(jing)營(ying)規則。針對業(ye)(ye)(ye)務(wu)(wu)經(jing)營(ying)管(guan)(guan)理中的(de)薄弱(ruo)環節，補充(chong)完善轉受讓融(rong)(rong)資(zi)(zi)(zi)(zi)(zi)(zi)租(zu)(zu)賃(lin)資(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)、聯(lian)(lian)合租(zu)(zu)賃(lin)、固定收益(yi)類(lei)投資(zi)(zi)(zi)(zi)(zi)(zi)、保理融(rong)(rong)資(zi)(zi)(zi)(zi)(zi)(zi)、合作(zuo)機(ji)構管(guan)(guan)理、消費者權(quan)(quan)益(yi)保護等(deng)(deng)(deng)方(fang)面(mian)(mian)的(de)具體(ti)(ti)經(jing)營(ying)和(he)(he)管(guan)(guan)理規則。

    《辦法》修訂(ding)是(shi)貫徹落實(shi)黨中央、國務(wu)院關于強(qiang)化金(jin)融(rong)監(jian)管、防(fang)控金(jin)融(rong)風(feng)險、完善機構定位的重要舉措，金(jin)融(rong)監(jian)管總局(ju)將持(chi)續強(qiang)化監(jian)管，踐行金(jin)融(rong)工作的政治性、人(ren)民性，指導(dao)金(jin)融(rong)租賃(lin)公司(si)做好《辦法》實(shi)施工作，引導(dao)金(jin)融(rong)租賃(lin)公司(si)堅守融(rong)資與(yu)融(rong)物相結合功(gong)能定位，提供專業(ye)化金(jin)融(rong)服(fu)務(wu)，支持(chi)設備大規模更新(xin)，助(zhu)力提升(sheng)產(chan)業(ye)鏈供應(ying)鏈韌性，服(fu)務(wu)實(shi)體經(jing)濟(ji)高質(zhi)量發展。

    附(fu)：《金融(rong)租賃公司管理(li)辦(ban)法(fa)》

（來(lai)源：國家金融監督管理總局）